Single Wide Mobile Homes Under $35 000 Shanghehouse Deals

If you’re hunting for affordable single wide mobile homes under $35,000, knowing where to look is half the battle. These budget-friendly homes are scattered across the country, but a handful of states consistently offer the best deals and largest inventories.

Top 10 States with the Most Listings Under $35k

Here are the top states where you’ll find the most single wides under $35,000, making your search easier and more fruitful:

• Texas (TX) – The largest market with tons of new and used listings.
• Florida (FL) – Popular for retirees, with many manufactured homes priced under $35k.
• Georgia (GA) – A hotspot for affordable repo and auction homes.
• North Carolina (NC) – Growing inventory, especially in rural areas.
• South Carolina (SC) – Great bargains in quiet, affordable communities.
• Alabama (AL) – Consistent availability of low-cost single wides.
• Oklahoma (OK) – Wide selection of repossessed homes.
• Kentucky (KY) – Often overlooked but good deals here.
• Tennessee (TN) – Competitive pricing and decent variety.
• Arkansas (AR) – Affordable land options combined with cheap mobile homes.

Best Online Marketplaces for Single Wides Under $35k

In today’s digital age, these platforms are your frontline sources for cheap single wide trailers under $35,000:

• MHVillage – The largest dedicated mobile home marketplace with filters for price, age, and location.
• MobileHome.net – Known for a clean interface and numerous listings in the under $35k range.
• Facebook Marketplace – Great for local deals, often from private sellers or small dealers.
• Factory Direct Sites – Some manufacturers offer last-call deals, discontinued models, or refurb units at clearance prices.

Repo and Auction Sources: Best Places for Steals

Repo and auction homes can be hidden gems if you know where to look. These sources often price homes below market for quick sales:

• 21st Mortgage Repossessions – A large lender specializing in affordable repossessed mobile homes.
• Vanderbilt Mortgage Auctions – Occasional auctions with homes under $35k, ideal for those ready to move fast.
• Local Bank & County Auctions – Check your local courthouse or bank websites for upcoming auction dates on foreclosed mobile homes.

Pro Tip: Keep your financing lined up before hitting repos or auctions, so you can act quickly when a deal appears.

Knowing where to find single wide mobile homes under $35,000 cuts your search time tremendously and puts you in a strong position to negotiate. We’ll dive into new versus used options next, so stay tuned for the best current home models and realities at this price point!

New Single Wide Mobile Homes Under $35,000 – What’s Left in 2025?

Finding new single wide mobile homes under $35,000 has become tougher, but a few last models and floorplans still deliver solid value in 2025. These are often clearance or discontinued models from top brands aiming to move older inventory fast.

Clearance and Discontinued Floorplans That Still Work

Manufacturers are trimming down their lineup, so many traditional single wides priced under $35k come from 2024 or earlier models on clearance. That means you might find older floorplans with:

• Basic layouts like 14×70 or 14×60
• 2-bedroom options popular for smaller families or singles
• Simple kitchens and living spaces without high-end upgrades

They’re not flashy but get the job done for affordable homebuyers.

Top Brands and Models Under $35,000

Some brands still produce or stock new single wides under $35,000 in limited runs or clearance:

• Clayton Homes “Thrill” series – Known for decent build quality and reliability at entry-level prices
• Jessup “Breeze” model – Compact, functional floorplans with basic finishes
• TRU “Excitement” series – Offers no-frills, affordable single section homes with small but usable spaces

Some factory direct sellers may have special runs or last-year models that hit this price.

Factory Incentives and Dealer Deals to Look For

Because the selection is shrinking, dealers often use incentives to move these last stock homes quickly:

• Transportation rebates can save you $1,000–$2,000 on delivery fees
• Factory cash-back offers on discontinued units or demo models
• “Cash only” discounts — some dealers lower prices if you pay outright instead of financing

Hunting for these deals can be the difference between finding a new single wide under $35k or having to go used.

If you want a clear comparison or more options including manufactured homes with slightly higher budgets, check out this detailed single wide mobile home buyer guide for thorough tips and listings.

Bottom line: New single wides under $35,000 are mostly clearance or discontinued units from trusted brands like Clayton, Jessup, and TRU. Look for factory incentives and dealer cash deals to snag the best price on these last remaining models.

Used & Repo Single Wide Mobile Homes Under $35k – What $25k–$35k Gets You

When you’re shopping for used single wide mobile homes under $35,000, most options fall between model years 1995 to 2010. This age range dominates the market because homes newer than 2010 tend to be pricier, while older homes might come with more repair needs.

Typical Condition of Used Single Wides Under $35k

At this price point, expect a home that needs some TLC, but can still be solid if you know what to look for. Common red flags include:

• Roof wear or leaks: Look for damaged shingles or signs of water stains inside.
• Floor issues: Soft spots or sagging floors can mean wood rot underneath.
• HVAC problems: Older units might need replacing; budget for this if heating/cooling seems weak.
• Plumbing concerns: Check pipes for leaks or rust, especially under sinks and near the water heater.

2-Bed vs. 3-Bed Reality Under $35,000

Most used single wides under $35k come with 2 bedrooms. While 3-bedroom models exist, they’re rarer and usually have compromises, like smaller overall square footage or more remodeling needed.

• 2-bedroom units offer straightforward setups and tend to be in better shape.
• 3-bedroom homes might require extra repairs or upgrades and often come at the upper end of the $35k budget.

Real Before & After Renovation Examples

Many buyers find great value flipping a repo or used home under $35k because renovations are often straightforward and cost-effective. Common upgrades include:

• Replacing old vinyl flooring with affordable laminate or carpet.
• Updating bathroom fixtures and repainting walls.
• Fixing minor roof damage or resealing window areas.
• Installing new HVAC units or water heaters as needed.

These improvements typically bring the home up to modern standards and increase livability without breaking the bank.

Bottom line: Buying a repo or used single wide between $25,000 and $35,000 usually means getting a home with decent bones but some needed work—especially if you want 3 bedrooms. Knowing what to inspect and plan for helps you make the most of your budget.

Hidden Costs That Can Kill a $35,000 Single Wide Mobile Home Deal

Buying a single wide mobile home under $35,000 might sound like a great deal, but there are several hidden costs that can quickly add up and blow your budget. Here’s what to watch for so you don’t get caught off guard.

Delivery & Setup Fees: $4,000–$8,000+

Getting your new or used single wide mobile home to your site isn’t free. Delivery and setup — including transport, crane offloading, and leveling — typically runs between $4,000 and $8,000 depending on distance and complexity. Remote locations or tricky terrain can push costs higher.

Foundation, Blocking & Skirting

Your mobile home needs a proper foundation or blocking system to be secure and up to code. This includes concrete piers, tie downs, and skirting around the base. These add-ons can cost $1,000 to $3,000 or more, depending on materials and local requirements. Skimping here risks damage and lower resale value.

Lot Rent vs. Buying Land

Unless you own land, you’ll need to factor in monthly lot rent fees. In many parks, monthly rent can run from $300 to $600 or higher, significantly adding to your cost of living. Buying your own land will have upfront costs but can save money long-term — just watch out for zoning rules and utility access.

Utility Hookups, Permits & Insurance

Hooking up water, sewer, electric, and gas often comes with extra fees. Utility installation can cost anywhere from $1,500 to $4,000, especially if your land isn’t already set up. Don’t forget about permits required by local governments, which can add several hundred dollars.

Insurance is another must-have expense. Expect monthly premiums around $50 to $100, depending on coverage level and location.

Real Monthly Payment Example

Let’s break down the true monthly cost when you factor in everything:

This table shows the difference between the purchase price and the real expenses. Ignoring these hidden costs can turn a good deal into a financial headache fast.

Bottom line: When shopping for single wide mobile homes under $35,000, always budget beyond the sticker price. Delivery, setup, utilities, permits, and lot fees can easily add thousands upfront and hundreds monthly. Planning ahead helps you avoid surprises and enjoy your affordable home comfortably.

Financing Single Wide Mobile Homes Under $35,000 (Even With Bad Credit)

Finding financing for single wide mobile homes under $35,000 is doable, even if your credit isn’t perfect. Here’s a straightforward breakdown of your best options and what to expect:

Chattel Loans vs Land-Home Packages

• Chattel loans finance just the mobile home itself. They’re personal property loans, so rates may be higher and terms shorter. Good if you’re buying a home to place on rented land or a lease lot.
• Land-home packages combine the cost of land and home in one mortgage. These usually have better rates and longer terms but require you to own land or have a permanent foundation.

If you don’t own land yet and want to keep upfront costs low, chattel loans are typically the way to go for homes under $35,000.

Lenders That Finance Homes Under $50,000

Not all lenders finance homes this affordable, but several still actively work with buyers in this range:

• 21st Mortgage – Known for chattel loans on affordable manufactured homes; flexible underwriting for lower credit scores.
• Credit Human – Offers competitive land-home loans with reasonable credit requirements.
• CIS Home Loans – Specializes in manufactured housing financing, including new and repo homes under $50k.

Credit Scores and Down Payment Realities

• Most lenders want at least a 580 credit score for chattel loans, but some may approve as low as 500 with higher down payments.
• Expect to put down 5% to 10% on homes under $35,000. Sometimes as little as $1,500 down is possible.
• Higher down payments can lower your interest rate and improve approval chances, especially if credit isn’t ideal.

Cash Alternatives: Owner Financing & Rent-to-Own Parks

If traditional loans aren’t an option, these cash alternatives are worth exploring:

• Owner financing – Sellers may finance the purchase directly. Terms are negotiable and often more flexible with credit concerns.
• Rent-to-own mobile home parks – Some parks offer rent-to-own deals on homes, making monthly payments count toward ownership.

These options reduce the need for traditional credit checks and provide a path to ownership for buyers with bad credit or no credit history.

Financing a single wide under $35,000 is definitely achievable if you know where to look and what programs exist. For more on affordable home options and smart buying, check out our guide on best value mobile homes and models and rent-to-own mobile homes.

Single Wide vs Double Wide – Why $35k Almost Forces You Into Single Section

When your budget tops out around $35,000, the choice between a single wide and a double wide mobile home gets pretty clear. Here’s the deal:

Price Comparison: Single Wide vs Double Wide (New & Used)

• Single wides fit comfortably under the $35k mark both new and used.
• Double wides often start around $45k, even on the used market, putting them out of reach for strict $35k budgets.

Why $35k Nearly Forces a Single Wide Purchase

• Space & Size Limits: Double wides are bigger with more living space but require a bigger budget. If your budget is firm at $35,000, the options are mostly single section homes.
• Setup & Transport: Double wides cost more to deliver and set up—adding thousands extra beyond the sticker price.
• Land & Site Prep: Larger foundations and lot spaces required for doubles can add to expenses that push your total cost higher.

When It’s Worth Stretching to $45k–$55k for a Double Wide

If you can budge your budget by $10k–$20k, consider a double wide when:

• You need more room for a family (3+ bedrooms, bigger living areas).
• You want better floorplan variety and space for guests or work-from-home setups.
• You’re buying land or already have a large lot that supports a bigger home without extra land prep costs.
• You want a home that feels more like a traditional house with better resale value.

Quick Single Wide Under $35k Makes Sense If…

• You want affordable housing without major compromises.
• You’re okay with 2–3 bedrooms in a compact layout.
• You’re focused on lower upfront costs including setup and transport.

Otherwise, if you can push past $35,000, a double wide may deliver more comfort and long-term value despite that higher initial price.

If budget is your biggest limiter, single wide mobile homes under $35,000 remain your best bet for affordable, decent-sized housing solutions that fit many typical needs across the US market.

Energy Efficiency & Modern Features You Can Get Under $35,000

Finding a single wide mobile home under $35,000 with solid energy efficiency and modern features is more doable than you might think. Especially when you focus on homes built after 2006 — the year HUD raised energy standards for manufactured homes — you’re likely to get decent insulation, better windows, and some upgraded lighting.

Key Energy-Saving Features in Late-Model Single Wides

Why This Matters for Your Budget

• Lower utility bills mean you save more over time, which helps offset upfront costs.
• Modern features also increase comfort, making a small home feel more livable year-round.
• Even many used or repo homes under $35,000 often come with these upgrades, especially if built within the last 15 years.

What to Look for When Shopping

• Ask for home age and build specs, especially insulation ratings and window types.
• Look for Energy Star labels or manufacturer details on efficiency features.
• If possible, request a walk-through to check LED lighting and overall condition of HVAC systems — even a good furnace or AC unit saves money.

Bottom line: Don’t expect luxury, but many single wide mobile homes priced under $35,000 offer solid energy efficiency that keeps your budget lean while maintaining modern comforts.

Top Dealers and Factories That Consistently List Single Wide Mobile Homes Under $35,000

Finding reliable dealers and factories that regularly offer single wide mobile homes under $35,000 can be a challenge, but a few stand out for consistent inventory, pricing, and quality. Below, I highlight some trusted sources, including Shanghehouse’s exclusive inventory and other volume dealers by region who deliver affordable options without compromising value.

Shanghehouse Exclusive Inventory Spotlight

If you’re hunting for affordable single wide mobile homes with solid quality, Shanghehouse is a name to know. They specialize in offering competitively priced units under $35k, combining factory-direct relationships with streamlined delivery options. Their curated inventory blends new floor plans with some lightly used models, often including:

• Well-known brands and discontinued models at clearance prices
• Homes with factory incentives and transportation rebates
• Detailed inspections and warranties on key systems like HVAC and roofing

For those looking to lock in the best deals, Shanghehouse’s listings offer a transparent buying experience tailored to lower budgets without sacrificing essentials. Their focus on customer support through the entire buying and setup process helps many buyers dodge hidden costs often bundled by other sellers. You can explore their latest offerings and price guides through their detailed online inventories, like Single Wide Mobile Home Buyer Guide.

Reputable Volume Dealers by Region

Beyond Shanghehouse, several regional and national dealers consistently stock single wide trailers under $35,000, catering to various local markets. Here’s a practical shortlist of trusted dealers offering affordable inventory:

Why These Dealers Matter

• They regularly update inventories with homes under $35,000.
• Offer a mix of new, repo, and discontinued floorplans that still meet modern living needs.
• Provide local support, from financing guidance to delivery and setup services.
• Frequently run factory incentives and “cash only” deals that help keep prices low.

If you’re serious about finding cheap single wide mobile homes with the best features under $35k, working with these dealers or exploring Shanghehouse’s exclusive inventory streamlines your search. For a broader perspective on affordable mobile homes, their regional offerings and price comparisons can help you decide which area and dealer suit your budget best.

For more about affordable mobile homes across the U.S. and to explore current deals, check out Shanghehouse’s in-depth guides like their Mobile Home Parks for Sale Deals. These resources dig deeper into financing and park options, helping you strategize if you’re buying both home and lot.

Step-by-Step Buying Checklist for Single Wide Mobile Homes Under $35,000

Buying a single wide mobile home under $35,000 takes more than just spotting a good deal. You want to make sure you’re getting value without hidden headaches. Here’s a printable 20-point inspection list and a practical guide to negotiate repos and move in smoothly.

Printable 20-Point Inspection List for Single Wides Under $35,000

Before you commit, walk through these key checks:

1. Roof condition – Look for leaks, sagging, or damaged shingles.
2. Foundation stability – Check the blocking, skirting, and any signs of sinking.
3. Floor integrity – Walk around—any soft spots or uneven flooring could mean water damage.
4. HVAC system – Test heating and cooling; old units can be costly to replace.
5. Plumbing – Run taps, check for leaks, water pressure, and water heater condition.
6. Electrical panel – Confirm breaker safety and visible wiring quality.
7. Windows and doors – Ensure they open, close, and seal properly (look for drafts).
8. Appliances (if included) – Test for basic functionality.
9. Insulation quality – Particularly in homes built after 2006 HUD code changes.
10. Pest and mold signs – Look for damage or musty smells.
11. Floor plan usability – Confirm it fits your space and lifestyle needs.
12. Exterior siding – Check for weather damage or rot.
13. Water drainage – Ensure yard grading directs water away from the home.
14. Safety features – Smoke & CO detectors must be present.
15. Permits and paperwork – Verify legal title and compliance with local regulations.
16. Auction/repo history – Confirm the seller’s legitimacy if buying from auctions or repos.
17. Delivery & setup costs – Get exact figures upfront.
18. Land or lot conditions – If buying with land, inspect the plot for access and utilities.
19. Monthly fees – Lot rent, utilities, insurance costs spelled out.
20. Warranty options – Check for any remaining manufacturer or dealer warranties.

Having this checklist printed out saves time and ensures you don’t overlook critical details when inspecting used or new homes under $35,000.

Negotiation Scripts for Repo Lots and Auctions

Repos and auctions can offer great deals, but you need to come prepared:

• Start low: Don’t be afraid to open with 15%-25% below asking prices.
• Highlight defects: Use any inspection issues (roof, appliances) to justify a deeper discount.
• Ask for extras: Sometimes you can negotiate delivery or setup fees included.
• Be ready to walk away: If the numbers don’t work, there’s always another deal.
• Request a written contract: Make sure all terms are clear before you put down money.

Typical Timeline from Offer to Move-In

1. Offer Accepted (Day 1-3) – Once your price is accepted, get a formal sales agreement.
2. Inspection and Paperwork (Day 4-10) – Complete inspections, title transfer, and any loan approvals.
3. Payment & Scheduling Delivery (Day 11-20) – Pay off the home, confirm delivery date, and set up installation.
4. Delivery & Setup (Day 21-30) – Home transported, installed, hooked up to utilities, and final walk-through.
5. Move-In Ready (Day 30+) – After completion, you’re good to move in and start enjoying your affordable home.

If you want a deeper dive on buying single wide mobile homes and navigating financing, check out that guide next. For three-bedroom options that may come close to your budget, our homes 3-bed buyer shortcut can help you compare plans quickly.

Use this checklist and timeline to make buying your affordable single wide trailer a smooth, confident process, avoiding unexpected costs and delays